Can I try Premium before paying?

Yes. Premium comes with a 7-day free trial. Cancel before the seventh day and nothing is charged; leave it and it continues as a paid subscription.

What happens if I run out of credits?

Everything you have recorded keeps working, and you can still type entries by hand. Your credits renew with your plan each month, and Premium carries twenty times Basic's allowance.

Can I switch plans or cancel?

Yes, from Settings at any time, with no notice period. Whatever you decide, everything you have entered can be exported in a format you can open elsewhere.

Priced for one person's books.

Q: Which currency am I billed in?

Plans are priced in US dollars. Your books can use any of 166 currencies, and that has no bearing on what you pay.

Priced in US dollars. Your books can use any of 166 currencies, and that has no bearing on what you pay.

Basic

Starting out

$5/ month

Billed monthly, or $50 a year

Books: 1
Parsing credits: 50 a month
Currencies: No conversion
Insight channels: Email

Everything you need to keep your ledger.

Unlimited entries and categories
Every Smart Widget and Smart Insight template

Start on Basic

Premium

Most complete

7 days free

$10/ month

Billed monthly, or $100 a year

Books: Up to 5
Parsing credits: 1,000 a month
Currencies: 166, converted daily
Insight channels: Email, SMS and WhatsApp

For work that spans clients, projects and currencies.

Unlimited entries and categories
Every Smart Widget and Smart Insight template, plus the creation engines

Start on Premium

Agent

An add-on for either plan

In training

$20/ month

Not charged until it graduates

Ask your books in plain language. It is still in training, cramming for its bookkeeping exams.

Conversational assistant with document input in chat
Web search for rates, tax and market context
Natural-language creation of widgets and insights
WhatsApp access, ask-mode and read-only

Meet the Agent

Compare every limit. Nothing below costs extra.

Basic and Premium compared, limit by limit.
Your books
	Basic$5 / monthStart Basic	Premium$10 / monthTry free Premium
Entries	Unlimited	Unlimited
Books	1	Up to 5
Categories	Unlimited	Unlimited
Currencies	No conversion	166, converted daily
Reading and reporting
Parsing credits	50 a month	1,000 a month
Widgets	Every template	Every template, plus the creation engine
Insights	Every template	Every template, plus the custom builder
Insight channels	Email	Email, SMS and WhatsApp
Sharing and trying
Collaboration	Not included	Invite by email, with roles
Trial	Not included	7 days free

On every plan. The parts that are never an upgrade.

Private by design

No bank login, no aggregator and no read access to any account
POPIA and GDPR designed in, with access enforced by the database
Real deletion, with no hidden archive and no copy kept for training

Yours to keep

Statement Import for OFX, QFX and CSV, with no model involved
Export everything you have entered, in a format you can open elsewhere
Every Smart Insight template, delivered to your registered address

Help on hand

A guide for every feature in the documentation
The Concierge, a question away on every public page
Switch plans or cancel from Settings, with no notice period

Questions about paying

One entry returned for your review, whether it was read from a photographed receipt, an uploaded PDF or a row of a bank statement. Credits renew monthly with your plan. Entries you type yourself, and categories, are never limited.

Your books, kept privately.

Name your first book and record an entry in under a minute. Premium is free for 7 days when you want it.

Create your Ledger See pricing